Frontmatter -- Table of Contents -- Acknowledgements -- Note on Language, Currency Units, and Referencing -- 1. Introduction -- 2. Rural Financial Services in China -- 3. Making Microcredit -- 4. Variation in Microcredit Implementation -- 5. Microcredit as Modernisation and De-marginalisation -- 6. Microcredit, Precarious Livelihoods, and Undercurrents of Marginalisation -- 7. Conclusion -- Acronyms -- Glossary of Chinese Terms -- Interviews -- Bibliography
Open Access https://purl.org/coar/access_right/c_abf2
Key to China's plans to promote rural development is the de-marginalisation of the countryside through the incorporation of rural areas into the urban-based market-oriented financial system. For this reason, Chinese development planners have turned to microcredit -- i.e. the provision of small-scale loans to 'financially excluded' rural households -- as a means of increasing 'financial consciousness' and facilitating rural de-marginalisation. Drawing on in-depth fieldwork in rural China, this book examines the formulation, implementation and outcomes of government-run microcredit programmes in China-illuminating the diverse roles that microcredit plays in local processes of socioeconomic development and the livelihoods of local actors. It details how microcredit facilitates de-marginalisation for some, while simultaneously exacerbating the marginalisation of others; and exposes the ways in which microcredit and other top-down development strategies reflect and reinforce the contradictions and paradoxes implicit in rural China's contemporary development landscape.
Mode of access: Internet via World Wide Web.
This eBook is made available Open Access under a CC BY-NC-ND 3.0 license:
In English.
9789048544271
10.1515/9789048544271 doi
Microfinance--China. Rural development--Finance.--China BUSINESS & ECONOMICS / Economics / Microeconomics.