TY - BOOK AU - Loubere,Nicholas TI - Development on Loan: Microcredit and Marginalisation in Rural China T2 - Transforming Asia SN - 9789048544271 PY - 2019///] CY - Amsterdam : PB - Amsterdam University Press, KW - Microfinance KW - China KW - Rural development KW - Finance KW - BUSINESS & ECONOMICS / Economics / Microeconomics KW - bisacsh N1 - Frontmatter --; Table of Contents --; Acknowledgements --; Note on Language, Currency Units, and Referencing --; 1. Introduction --; 2. Rural Financial Services in China --; 3. Making Microcredit --; 4. Variation in Microcredit Implementation --; 5. Microcredit as Modernisation and De-marginalisation --; 6. Microcredit, Precarious Livelihoods, and Undercurrents of Marginalisation --; 7. Conclusion --; Acronyms --; Glossary of Chinese Terms --; Interviews --; Bibliography; Open Access N2 - Key to China's plans to promote rural development is the de-marginalisation of the countryside through the incorporation of rural areas into the urban-based market-oriented financial system. For this reason, Chinese development planners have turned to microcredit -- i.e. the provision of small-scale loans to 'financially excluded' rural households -- as a means of increasing 'financial consciousness' and facilitating rural de-marginalisation. Drawing on in-depth fieldwork in rural China, this book examines the formulation, implementation and outcomes of government-run microcredit programmes in China-illuminating the diverse roles that microcredit plays in local processes of socioeconomic development and the livelihoods of local actors. It details how microcredit facilitates de-marginalisation for some, while simultaneously exacerbating the marginalisation of others; and exposes the ways in which microcredit and other top-down development strategies reflect and reinforce the contradictions and paradoxes implicit in rural China's contemporary development landscape UR - https://doi.org/10.1515/9789048544271 UR - https://www.degruyter.com/cover/covers/9789048544271.jpg ER -